LOAN TO VALUE:
Up to 80% of the market value of the collateral. Market value is defined as the period of time (usually 3 to 4 months) needed to consummate a sale to a cash buyer. If loan proceeds are to be used for renovation or construction, the loan amount can be based on the finished or improved value. Proceeds will be disbursed in stages.

RATES:
Rates vary from 10-16 percent per annum, interest only.

PREPAYMENT:
Loans may be repaid at any time without penalty.

YES, IT'S EXPENSIVE BUT IT'S "CHEAPER" THAN A PARTNER.

FACILITATION FEE:
In lieu of equity, a fee of 2 to 5 percent of the loan amount may be included in the loan.

LOAN SIZE:
From $100,000 to $50 Million.

COLLATERAL:
Commercial or Residential Real Estate.

Private lending can be utilized by a customer to solve a problem or to take advantage of an opportunity. We have successfully assisted clients in halting a foreclosure or avoiding a bankruptcy filing.

As a private lender we can also assist a client in taking advantage of an opportunity. For example, the purchasing of a real estate parcel dramatically below fair market value. Having the skill & ability to close a loan quickly can lead to a tremendous upside benefit to the client.